Privacy Policy

Table of Contents

1

Introduction

Welcome to Texian Capital's Privacy Policy. At Texian Capital ("we," "our," or "us"), we are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us.

This policy applies to all personal information collected through our website, mobile applications, and other services we provide. By using our services, you agree to the collection and use of information in accordance with this policy.

Our Commitment

We are committed to maintaining the confidentiality, integrity, and security of personal information about our current and prospective clients.

2

Information We Collect

We collect various types of information to provide and improve our services to you:

Personal Information

  • Full name and contact details
  • Date of birth and nationality
  • Government-issued identification
  • Financial information and investment objectives
  • Employment and income details

Financial Information

  • Investment portfolio details
  • Transaction history
  • Account balances and holdings
  • Tax information
  • Risk tolerance assessments

Technical Information

  • IP address and device information
  • Browser type and version
  • Pages visited and time spent
  • Cookies and tracking data
  • Location information

Sources of Information

We collect information from:

  • Directly from you: Through forms, applications, and communications
  • Automatically: Through cookies and similar technologies
  • Third parties: From financial institutions and service providers
  • Public sources: From publicly available records
3

How We Use Your Information

We use your information for legitimate business purposes, including:

Service Provision

To manage your account and provide investment services

Legal Compliance

To comply with regulatory requirements and legal obligations

Security

To protect against fraud and unauthorized transactions

Improvement

To enhance our services and develop new offerings

Legal Basis for Processing

We process your information based on:

  • Contractual necessity: To fulfill our agreement with you
  • Legal obligation: To comply with financial regulations
  • Legitimate interests: For business operations and security
  • Consent: Where required by applicable law
4

Information Sharing

We may share your information with third parties only as necessary and appropriate:

We Do Not Sell Your Data

Texian Capital does not sell, rent, or trade your personal information to third parties for their marketing purposes.

5

Data Security

We implement robust security measures to protect your information:

Encryption

All data transmissions are encrypted using TLS 1.2+ protocols

Access Controls

Multi-factor authentication and role-based access permissions

Network Security

Firewalls, intrusion detection, and regular security audits

Employee Training

Regular privacy and security training for all staff

Important: While we implement industry-standard security measures, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security but we continuously work to maintain the highest standards.

6

Data Retention

We retain your personal information only as long as necessary:

Data Type
Retention Period
Reason
Account Information
7 years after account closure
Regulatory requirements
Transaction Records
7 years
Tax and compliance
Marketing Communications
3 years after last interaction
Business operations
Website Analytics
26 months
Service improvement

After the retention period expires, we securely delete or anonymize your information in accordance with our data destruction policies.

7

Your Rights

Depending on your location, you may have certain rights regarding your personal information:

Right to Access

Request a copy of your personal information we hold

Right to Rectify

Request correction of inaccurate information

Right to Erasure

Request deletion of your information under certain conditions

Right to Restrict

Request limitation of processing in specific circumstances

Right to Portability

Receive your information in a structured, machine-readable format

Right to Object

Object to processing based on legitimate interests

How to Exercise Your Rights

To exercise any of these rights, please contact our Privacy Officer at privacy@texiancapital.com. We will respond to your request within 30 days.

We may need to verify your identity before processing certain requests. There is generally no fee for exercising your rights, unless requests are unfounded or excessive.

Acceptance of Policy

By using our services, you acknowledge that you have read and understood this Privacy Policy. We reserve the right to modify this policy at any time, and such changes will be effective immediately upon posting.

Effective Date: December 15, 2023

Last Updated: December 15, 2023